Questions people ask before reaching out
Do I have to buy something to talk to you?
No. The first conversation costs nothing and comes with no obligation. Plenty of people leave with a to-do list and nothing to sign.
I already have insurance. Why would I need a review?
Because plans age. The cover you bought before marriage, children or a business rarely fits afterwards. A review often finds overlaps you're paying twice for, or a gap you assumed was covered. Sometimes the answer is that everything's fine — that's a useful answer too.
You've only been doing this two years. Why should I trust you?
Fair question. I'd point to two things: I'll show you my work rather than ask you to take my word for it, and most of my clients came through referrals from people who've already been through it with me. If experience is the deciding factor for you, I understand.
How much money do I need before this is worth doing?
Less than you'd think. Some of my clients started with a small monthly amount. The habit and the structure matter more at the beginning than the size.
What will it cost me?
The planning conversation and review are free. If you go ahead with a product, I'm paid by the provider — I'll tell you exactly how before you decide anything.
How often would we speak after that?
At least once a year, and any time something changes — a new job, a baby, a house, a business. I'll reach out; you shouldn't have to chase me.